Month: January 2019

Since the past few months, I have been randomly writing down some money saving ideas in a word document. At last count, there were 28 ideas that made sense. In addition, there were 18 which…

Dear friends, First of all, let me wish you a very happy and prosperous New Year 2019! I sincerely hope that all your wishes and new year resolutions come true! Second, I am glad to…